Who We Are
As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Purpose Of The Role
- This role supports senior management in driving holistic and integrated risk management, with a primary focus on credit-related stress testing, risk appetite review and calibration, and credit concentration risk management.
- The role also works closely with Head Office to support independent model validation, including Internal Ratings-Based (IRB) models for credit ratings and Expected Credit Loss (ECL).
What You Will Be Doing
- Work closely with Head Office, risk teams, and business units to conduct in-depth reviews of the Bank’s risk appetite metrics and credit concentration limits.
- Participate in the Internal Capital Adequacy Assessment Process (ICAAP) bank-wide credit stress testing and consolidate assessments from various risk teams.
- Conduct credit stress testing in accordance with regulatory and internal requirements (e.g. HKMA Supervisor-driven Stress Testing).
- Contribute to the Bank’s climate risk initiatives, including Climate Risk Stress Testing.
- Collaborate with Head Office on regular independent model validation exercises, including IRB models for credit ratings and ECL.
What Are We Looking For
- Bachelor’s degree in Business, Risk Management, Quantitative disciplines, or a related field.
- Proficient in MS Excel and MS PowerPoint.
- Experiences in SQL and Python to support data aggregation, analysis, and reporting is an advantage.
- Team player with excellent communication, presentation, and interpersonal skills in English and Cantonese.
What We Offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
