Acquire and develop corporate clients requiring working capital financing.
Conduct comprehensive Customer Due Diligence (CDD) aligned with company standards.
Perform credit analysis including financial assessment, risk evaluation, and structuring of commercial financing.
Conduct or review ATR (Appraisal to Report), focusing on collateral such as SHM/SHGB properties.
Prepare credit proposals and coordinate with internal departments (Risk, Credit, Legal) to finalize approvals.
Maintain strong relationships with existing clients and identify opportunities for cross‑selling.
Ensure end‑to‑end credit processes comply with regulatory and company guidelines.
Provide tailored financial solutions that fit clients’ business needs.
Candidate Requirements
Min. 3 years of experience as a Relationship Manager or Account Officer in Banking, Multifinance Corporate, or Commercial Lending, or related industry.
Proven experience in handling Working Capital products and corporate financing (B2B).
Strong knowledge of secured lending, including collateral verification and evaluation (SHM/SHGB).
Familiarity with CDD, ATR, and credit documentation procedures.
Excellent communication, negotiation, and presentation skills.
Strong client network and ability to acquire corporate accounts.
Target‑oriented, adaptable, and comfortable with field acquisition activities.
