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Intermediate Credit Analyst

ING Hubs Philippines

3.1
16 reviews
ING Hubs Philippines
Job Type   /   Job Level
Full-time   /   Others/Any
Company Location
Philippines
Who We’re Looking For

  • Bachelor’s degree preferred - if possible, in Business, Accounting, Finance or Economics but can be in another discipline coupled with strong knowledge of accounting.
  • Work experience should be in financial services involving corporate or institutional lending.
  • Solid understanding of the financial statements of companies.
  • We value resourcefulness, teamwork, and enthusiasm all of which might be demonstrated via your previous work experience or perhaps involvement in extracurricular activities.
  • High level of attention to detail coupled with strong organisational and scheduling skills are important.
  • Excellent written and spoken English communication skills. You will be working with teams across multiple lines of business based in many different counties so strong communication skills are a must. Main Responsibilities
  • Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
  • Screening the loan agreements and understanding the financial covenants applicable to the borrower.
  • Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.
  • Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.
  • You will tap into your credit, analytical and technical skills while working collaboratively with your local and global peers and management teams.
  • You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).
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