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Company Summary

Company Reviews

Cermati Fintech Group (CFG) is a fast growing financial technology company group established in April 2015. We're on a mission to build a more inclusive financial future by making financial products more accessible to people across Indonesia.

Our businesses span a wide range of services including financial product aggregation, financing, cash loans, insurance brokerage, as well as mutual fund and bond investments.

We launched our first product, Cermati, a financial services aggregator, in 2015. Since then, we've expanded rapidly with the introduction of Indodana (cash loan platform) in 2017, Cermati Protect (insurance brokerage) and Cermati Invest (investment platform) in 2019.

In 2024, we introduced a new financing service through Indodana Finance, and rebranded our cash loan platform to Indodana Fintech further strengthening our ecosystem of digital financial solutions.

? Learn more about us at https://cermati.group/

Rating Reviews

Rating is calculated based on 16 reviews and is evolving.

Featured Reviews

Software Engineer
3.4
30 March 2026
Decent flexibility for a growing Fintech startup
Pros: I appreciate the hybrid work option they offer, it's usually 3 days in office for us Software Engineers in Jakarta. It makes commuting less painful. There's some decent flexibility for personal appointments, too, which is a big plus.
Cons: Sometimes the WFH days don't feel fully respected, with meeting heavy schedules. It's tough to get full remote approval, even for specific personal situations. This means true work-life balance can be a challenge.
Advice to Management: Really try to respect WFH days, especially for engineering teams. Less meeting clutter would help a lot with focus. Consider more full remote options for senior roles within this Fintech startup.
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Software Engineer
3.4
27 February 2026
Okay Balance, Depends on Your Team in Fintech
Pros: Some teams really get work-life balance right, especially if you set boundaries. The people are genuinely helpful, which makes the tough days easier. There's good remote work flexibility when things aren't too crazy.
Cons: But in the Jakarta office, project deadlines can get really intense for a startup. You often find yourself working longer than 40 hour weeks, sometimes even weekends. It's a common issue in the fintech industry, honestly.
Advice to Management: Try to better manage project scopes and deadlines so teams aren't always in crunch mode. This would really help improve the overall work-life balance.
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Software Engineer
3.4
31 December 2025
Fintech Startup Life: Hybrid, but Work-Life Balance Tough
Pros: The hybrid work model is a lifesaver, giving some much-needed flexibility for personal appointments. As a Software Engineer, I appreciate the opportunity to learn a lot quickly in the fast-paced fintech industry. The team in the Jakarta office is generally supportive and collaborative.
Cons: Work-life balance here can be a real struggle, especially during big product launches or tight deadlines. It's common to work longer hours, and it's definitely not always a strict 40-hour week for tech roles. Sometimes the workload feels pretty heavy, making it hard to truly disconnect after hours.
Advice to Management: Management should seriously look at reducing crunch times and promoting better boundaries for their engineering teams. Burnout is a real concern when project cycles are too aggressive.
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Common Questions About Cermati.com

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