Cermati Fintech Group (CFG) is a fast growing financial technology company group established in April 2015. We're on a mission to build a more inclusive financial future by making financial products more accessible to people across Indonesia.
Our businesses span a wide range of services including financial product aggregation, financing, cash loans, insurance brokerage, as well as mutual fund and bond investments.
We launched our first product, Cermati, a financial services aggregator, in 2015. Since then, we've expanded rapidly with the introduction of Indodana (cash loan platform) in 2017, Cermati Protect (insurance brokerage) and Cermati Invest (investment platform) in 2019.
In 2024, we introduced a new financing service through Indodana Finance, and rebranded our cash loan platform to Indodana Fintech further strengthening our ecosystem of digital financial solutions.
? Learn more about us at https://cermati.group/
Rating Reviews
Rating is calculated based on
16
reviews and is evolving.
Pros: I appreciate the hybrid work option they offer, it's usually 3 days in office for us Software Engineers in Jakarta. It makes commuting less painful. There's some decent flexibility for personal appointments, too, which is a big plus.
Cons: Sometimes the WFH days don't feel fully respected, with meeting heavy schedules. It's tough to get full remote approval, even for specific personal situations. This means true work-life balance can be a challenge.
Advice to Management: Really try to respect WFH days, especially for engineering teams. Less meeting clutter would help a lot with focus. Consider more full remote options for senior roles within this Fintech startup.
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Pros: Some teams really get work-life balance right, especially if you set boundaries. The people are genuinely helpful, which makes the tough days easier. There's good remote work flexibility when things aren't too crazy.
Cons: But in the Jakarta office, project deadlines can get really intense for a startup. You often find yourself working longer than 40 hour weeks, sometimes even weekends. It's a common issue in the fintech industry, honestly.
Advice to Management: Try to better manage project scopes and deadlines so teams aren't always in crunch mode. This would really help improve the overall work-life balance.
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Pros: The hybrid work model is a lifesaver, giving some much-needed flexibility for personal appointments. As a Software Engineer, I appreciate the opportunity to learn a lot quickly in the fast-paced fintech industry. The team in the Jakarta office is generally supportive and collaborative.
Cons: Work-life balance here can be a real struggle, especially during big product launches or tight deadlines. It's common to work longer hours, and it's definitely not always a strict 40-hour week for tech roles. Sometimes the workload feels pretty heavy, making it hard to truly disconnect after hours.
Advice to Management: Management should seriously look at reducing crunch times and promoting better boundaries for their engineering teams. Burnout is a real concern when project cycles are too aggressive.
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What is the work culture like at Cermati.com, especially for tech roles in Jakarta?
No answers yet.
What is the team collaboration like at Cermati.com, especially for remote tech roles in Indonesia?
Collaboration at Cermati.com is generally strong, with cross-functional teams using tools like Slack and Jira to stay connected. We often have virtual stand-ups and brainstorming sessions to ensure everyone stays aligned, even when working remotely across different Indonesian cities.
What is the typical work environment like at Cermati.com, especially for a junior developer in Jakarta?
The work culture at Cermati.com is generally collaborative and fast-paced, common in many tech startups. You'll find a focus on learning and development, with opportunities to contribute to impactful projects from early on.
What is the typical work-life balance like for software engineers at Cermati.com in Jakarta?
The work-life balance at Cermati.com is generally good, with teams often completing their tasks within standard working hours. While project deadlines can occasionally require extra effort, the company culture supports flexibility and avoids consistent overtime for its engineering roles.
What is Cermati.com's policy on remote work for software engineers in Indonesia?
Cermati.com offers a hybrid work model, allowing software engineers in Jakarta to work from home a few days a week. This approach balances in-office collaboration with the flexibility needed for focused development tasks.
What is the typical working culture like for engineers at Cermati.com in Jakarta?
The engineering culture at Cermati.com in Jakarta is generally collaborative and focused on continuous learning. Teams often engage in knowledge-sharing sessions and code reviews to maintain high standards for their fintech products.