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Company Summary

Company Reviews

Founded in 2016, First Circle is the fastest-growing fintech in the Philippines, led by an ex-Morgan Stanley and ex-Bridgewater Associates management team. We have offices in Manila, London and Hong Kong.

First Circle offers SME financing and are building smart banking solutions for businesses.

First Circle is a trusted partner of the Philippine government and is the official Finance Partner of the Department of Trade and Industry (DTI). We are also a pioneer data provider to the Credit Information Corporation (CIC) and the very first FinTech company to ever be licensed by the Securities and Exchange Commission (SEC) in the Philippines.

Rating Reviews

Rating is calculated based on 4 reviews and is evolving.

Featured Reviews

Account Manager
3.1
31 December 2025
Decent Pay, but Benefits Need Work
Pros: I've found the base salary for an Account Manager at this Fintech startup to be pretty competitive. It's a decent amount for the SME financing industry in Makati City. They do offer health insurance, which is a plus.
Cons: Beyond the basic health plan, there aren't many other benefits offered. I wish the retirement plan options were more robust. Bonuses can be inconsistent, even for hitting targets in sales roles.
Advice to Management: Consider enhancing the benefits package beyond basic health insurance. Clearer guidelines on performance bonuses would also be greatly appreciated by the team.
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Client Relations Specialist
3.1
10 January 2026
Growth is tough here, but people are great
Pros: The team culture is really strong; everyone helps each other out. I learned a lot about customer service in a fast-paced fintech environment. Hybrid work from the Manila office was a decent perk too.
Cons: Career growth for Client Relations Specialist roles felt really stagnant. There wasn't a clear path for promotions or skill development beyond the initial training. It felt like you hit a wall pretty quickly.
Advice to Management: Create clearer progression paths and offer more training opportunities for individual contributors. It would help a lot with retention for core roles.
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Account Manager
2.7
25 December 2025
Leadership has good intentions, needs execution help.
Pros: The founders and senior leaders are passionate about our mission in SME lending. They're generally open to hearing ideas, especially as an Account Manager. There's a decent push for innovation in the fintech space.
Cons: Communication from the top leadership team can be pretty inconsistent. Decisions often feel slow, which is tough in our fast-moving startup environment. Sometimes it's hard to know the exact strategy for our Makati City office.
Advice to Management: Try to set clearer expectations and communicate changes more consistently. Faster decision-making would really help us move forward, especially in a competitive fintech market.
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Common Questions About First Circle

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