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Company Summary

Company Reviews

BDO is a full-service universal bank in the Philippines. It provides a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Corporate Cash Management, and Remittances in the Philippines. Through its local subsidiaries, the Bank offers Leasing and Financing, Investment Banking, Private Banking, Rural Banking, Life Insurance, Insurance Brokerage, and Stock Brokerage services.

BDO's institutional strengths and value-added products and services hold the key to its successful business relationships with customers. Its branches remain at the forefront of setting high standards as a sales- and service-oriented, customer-focused force. BDO has one of the largest distribution networks, with more than 1,600 operating branches and over 4,500 ATMs nationwide.

Through selective acquisitions and organic growth, BDO has positioned itself for increased balance sheet strength and continuing expansion into new markets. As of 30 June 2022, BDO is the country's largest bank in terms of total resources, customer loans, deposits, and assets under management.

BDO is a publicly listed company (PLC), with its shares currently being traded at the Philippine Stock Exchange under the symbol “BDO”.

BDO Unibank is regulated by the Banko Sentral ng Pilipinas. https://www.bsp.gov.ph

For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance.

Deposits are insured by PDIC up to P1 Million per depositor.

The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Rating Reviews

Rating is calculated based on 22 reviews and is evolving.

Featured Reviews

Customer Service Representative
3.6
3 May 2026
Stable Environment, Good Team for Banking Professionals
Pros: Job security is a huge plus working in financial services. My teammates are genuinely supportive, which makes a big difference in a busy banking environment. There are solid training programs for new Customer Service Representatives, helping us learn the ropes of retail banking. It's a stable place.
Cons: Career progression can feel a bit slow, and getting promoted isn't always straightforward. We also deal with some older, legacy systems that occasionally slow down our work. Better communication about internal changes would be helpful.
Advice to Management: Focus on streamlining career paths for Customer Service Representatives and consider investing in modernizing some of the older operational systems to improve efficiency. Clearer, more frequent communication across departments would also be beneficial for employee morale and alignment with company goals.
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Junior Account Officer
3.6
27 April 2026
Stable Banking Career with Good Learning Opportunities
Pros: Working at BDO Unibank as a Junior Account Officer has been a solid experience. It's a very stable company in the Philippine banking industry, which offers good job security. I've learned so much about financial services and client relationship management. My team in Metro Manila is really supportive; we help each other out daily. There are clear paths for learning new skills, which is great for career development, especially early on.
Cons: The work can be quite demanding, especially during peak seasons, which sometimes impacts work-life balance. Promotions don't always happen quickly, so career growth can feel a bit slow without consistent effort. It's a large corporation, so processes can take a while, and some systems feel a bit dated, needing modernizing.
Advice to Management: Consider streamlining internal processes and communication to improve efficiency and potentially accelerate career progression paths for dedicated employees. Investing more in modernizing some of the older systems would also be beneficial for daily operations.
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Financial Analyst
3.1
18 December 2025
Okay Work-Life, Typical for Big Bank
Pros: The pay and benefits are actually pretty solid for a large corporate bank like BDO. You get steady work, which is good for job security. As a Financial Analyst, I learned a lot about the Philippine financial services sector.
Cons: Work-life balance can be tough, especially during peak reporting seasons. Long hours are common, and it's mostly onsite work in the Manila office. Sometimes it feels like they expect you to always be available.
Advice to Management: Management should really look into better resource allocation during busy periods. Helping teams avoid consistent overtime would make a huge difference for employee morale and retention in banking roles.
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Common Questions About BDO Unibank

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What are some of the key benefits offered to employees at BDO Unibank, particularly for roles in financial services in the Philippines?
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